Welcome

Welcome to our new-look website providing an exclusive mortgage service to Doctors in the UK.

At the start of your medical career, like most Doctors, you may not have lived continuously at the same address for 5 years. You have probably changed your job and employer every six months. Your hard-earned income will have fluctuated, much of which is derived from "Banded Earnings" which most mortgage lenders view as "overtime". Perhaps a student loan still has a significant balance and your employment has not been continuous following time working and travelling abroad. Your busy schedule seems to become even more demanding. Time is a premium.

Unfortunately, many lenders recognise you as a professional, but fail to understand your "credit history". Doctors typically do not fit into a lender's "neat little boxes". Our advisers have many years of experience advising Doctors. We understand how you are remunerated and the practical demands of your career. We are specialists in arranging large mortgages for Doctors from the entire market and have developped understanding relationships with lenders.

So whether you are thinking about buying for the first time, moving or simply finding a better mortgage - we can help.

Click on the links above to find you way around our site.

Kemia Finance Ltd is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Services Authority.
First Complete Ltd is a Registered Company (Registration Number 05416236).
The Registered Address of First Complete Ltd is Newcastle House, Albany Court, Newcastle Business Park, Newcastle Upon Tyne, NE4 7YB.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For details of our fees for mortgage business please see our page "How we are Paid".

The Financial Services Authority does not regulate loans or all forms of Mortgage.

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The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.